Delaware Mortgage Relief Program Updates Announced

The Delaware State Housing Authority recently announced updates to the Delaware Mortgage Relief Program that include the removal of the 30-day mortgage delinquency requirement. Homeowners who do not have a delinquent mortgage are now eligible to apply for the program.

The program offers future monthly mortgage payment assistance for up to six months, in addition to mortgage restitution for those at imminent risk of delinquency. The total amount of assistance available increased from $40,000 to $50,000 per household.

For more information and to verify eligibility, homeowners can visit or call 888-303-4324.

Since June 2022, the Delaware Mortgage Relief Program has distributed nearly $11 million to more than 1,100 households, with an average assistance amount of $9,478. For more facts and information on the success of the program, visit

In addition to expanding the program, the Delaware Mortgage Relief Program is partnering with local housing organizations to provide application assistance and ongoing financial planning support for homeowners in need. Legal assistance services are provided by Legal Services Corporation Delaware.

Housing counseling services are provided by First State Community Action, Telamon Corporation, Housing Opportunities of Northern Delaware Inc., Interfaith Community Housing, Neighborhood House Inc., and NeighborGood Partners.

“At DSHA, we are committed to continuous improvement so that we can better serve the people of our state,” said Eugene R. Young Jr., DSHA director. “These new upgrades and partnerships will have a lifelong positive impact for Delaware homeowners, their families, and neighborhoods.”

The Delaware Mortgage Relief Program provides financial assistance to Delaware homeowners who are at risk of displacement due to unpaid home-related obligations, such as mortgage payments and property fees. Financial assistance can be used for mortgage payments, tax/asset/land lease delinquencies, water and sewer, HOA or condominium dues, homeowner’s insurance delinquencies, and manufactured home lot rent.

The program is funded through the American Rescue Plan Act and the Homeowners Assistance Fund, which the US Department of the Treasury distributed to the state of Delaware. The $50 million received is being administered by DSHA and will be available through 2025 or until funds are depleted, whichever comes first.

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